Credit4Work! is dedicated to providing an easy, secure, and honest on-line lending experience, and best-in-class customer support for all of our customers. If you need any information, feel free to contact us.
Customer Support
Email: ask@creditworksonline.com
Phone: (800) 409-3765
8:30 am – 5:30 pm EST
Monday – Friday
Closed
Saturday
Closed
Sunday
Credit4Work! is a financial wellness program for employees that provides financial literacy training coupled with opportunities to improve credit profiles, and access to affordable personal loans. We are a licensed consumer finance company located in South Florida. We believe that if you have a stable job, you should have access to reasonably priced credit. Credit4Work! offers eligible employees: (1) credit-building/ monitoring/ reporting services, (2) safe, affordable, unsecured installment loans, (3) no-cost financial education programs through in-person and online workshops, and (4) referrals to resources like free tax preparation and financial coaching/counselling. Our services are delivered with speed, privacy, respect, and at no cost or risk to the sponsor employer.
Your employer offers the Credit4Work! program as a part of your employee voluntary benefits package, but is not affiliated with Credit4Work! Credit4Work! helps you obtain the reasonably-priced credit you need today, and partners with your employer to have installment payments deducted directly from your paycheck.
We offer loans to benefits-eligible employees currently employed with a Credit4Work! employer partner. Other requirements include at least one year on the job, 18 years of age and currently not in bankruptcy. The amount that you may qualify for will be based on your income and we allow one loan per household. Other terms and conditions may apply.
We would be happy to discuss a partnership with your employer – our voluntary benefit program comes at no cost. Please put us in touch with your human resources department to further explore the option (contact us).
There is no application fee and it costs nothing to apply for a loan.
No, there are no hidden fees or costs deducted from the loan proceeds. There is only one fee of $25 fee payable from the loan proceeds, and it is only charged upon the funding of your loan.
The amount that you can borrow is based on your income and your payroll schedule. During the application process, your available loan options will be clearly shown and you can choose what best fits your needs.
Yes, you can pay your loan off at any time without any penalties or fees. Simply log in to your account and request a payoff amount.
You can only have one loan outstanding at a time, but you can refinance your current loan up to three times per year if you need to borrow more money.
No, you are the only borrower on your loan, and no other person is needed to support your loan.
If you miss payments due to unpaid leave while you are still employed, your loan will not be reported delinquent. When you return from leave and the payments resume, your payment amount will not change but your loan term will be extended as needed to pay your loan in full.
Log in to your account at any time, or contact us.
Confidentiality and privacy are OUR NUMBER ONE PRIORITY. Our systems and website incorporate the highest security standards of data encryption, data privacy, rules based segregation of duties and rigorous ongoing monitoring.
Make sure you are connected to Wi-Fi or your mobile service has internet access.
For security reasons, we do not send your Username or Password. If you have forgotten your Username or Password, you can reset your password by clicking here and select Forgot Username/Password.